:root{
  --brand:#008480;
  --brand-dark:#00655f;
  --brand-light:#e3f5f3;
  --accent-1:#0aae89;
  --accent-2:#0fa684;
  --plum:#32243b;
  --ink:#212529;
  --muted:#64748b;
  --bg:#ffffff;
  --bg-alt:#f7f9fa;
  --card:#ffffff;
  --border:#e6e9f2;
  --radius-lg:20px;
  --radius-md:14px;
  --radius-sm:10px;
  --shadow-sm:0 2px 10px rgba(15,23,42,.06);
  --shadow-md:0 12px 32px rgba(15,23,42,.10);
  --shadow-lg:0 24px 60px rgba(15,23,42,.18);
  --warn-bg:#fff4d6;--warn-text:#8a6100;--warn-border:#f0c766;
  --danger-bg:#fdeceb;--danger-text:#b42318;--danger-border:#f3a9a2;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--bg);
  color:var(--ink);
  line-height:1.5;
  overflow-x:hidden;
}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.flag-ico{width:20px;height:15px;object-fit:cover;border-radius:3px;box-shadow:0 0 0 1px rgba(0,0,0,.08);vertical-align:middle}
.globe-ico{width:1em;height:1em;vertical-align:middle}
.container{max-width:1180px;margin:0 auto;padding:0 20px}
html.modal-open,html.modal-open body{overflow:hidden}

.sr-only{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
}
.skip-link{
  position:absolute;top:-48px;left:8px;z-index:10001;
  background:var(--brand-dark);color:#fff;font-weight:700;font-size:14px;
  padding:12px 18px;border-radius:8px;transition:top .15s ease;
}
.skip-link:focus{top:8px;text-decoration:none}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:500;
  background:#fff;
  color:var(--plum);
  border-bottom:1px solid var(--border);
}
.site-header .bar{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;gap:16px;
}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;color:var(--plum)}
.brand:hover{text-decoration:none;opacity:.85}
.brand .logo{height:26px;width:auto;display:block}
.header-nav{display:flex;align-items:center;gap:22px}
.header-nav a{color:var(--muted);font-size:14px;font-weight:600}
.header-nav a:hover{color:var(--plum);text-decoration:none}
.country-btn{
  display:flex;align-items:center;gap:8px;
  background:var(--bg-alt);
  border:1px solid var(--border);
  color:var(--plum);border-radius:999px;
  padding:8px 14px 8px 10px;
  font-weight:700;font-size:14px;cursor:pointer;
  transition:background .15s ease;
}
.country-btn:hover{background:var(--brand-light)}
.country-btn .flag{font-size:18px;line-height:1}
.country-btn .chev{opacity:.7;font-size:11px;margin-left:2px}
@media (max-width:720px){
  .header-nav{display:none}
}

/* ---------- Back to top ---------- */
.back-to-top{
  position:fixed;right:20px;bottom:20px;z-index:400;
  width:44px;height:44px;border-radius:50%;border:0;
  background:var(--brand);color:#fff;font-size:20px;line-height:1;cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow-md);
  opacity:0;visibility:hidden;transform:translateY(8px);
  transition:opacity .2s ease, transform .2s ease, visibility .2s, background .15s ease;
}
.back-to-top.is-visible{opacity:1;visibility:visible;transform:translateY(0)}
.back-to-top:hover{background:var(--brand-dark)}

/* ---------- Hero ---------- */
.hero{
  background:linear-gradient(100deg,var(--brand) 0%,var(--brand-dark) 100%);
  color:#fff;
  padding:64px 0 46px;
  text-align:center;
  position:relative;
}
.hero h1{
  font-size:2.6rem;font-weight:800;margin:0 0 14px;line-height:1.15;
  letter-spacing:-.5px;
}
.hero p.lead{
  font-size:1.1rem;color:rgba(255,255,255,.9);max-width:640px;margin:0 auto 30px;
}
.usp-list{
  list-style:none;display:flex;flex-flow:row wrap;align-items:center;justify-content:center;
  gap:6px 14px;max-width:960px;margin:0 auto 30px;padding:0;
}
.usp-item{
  display:inline-flex;align-items:center;gap:6px;flex:0 0 auto;
  font-size:.9rem;font-weight:600;color:#fff;white-space:nowrap;
}
.usp-check{
  flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;
  width:16px;height:16px;border-radius:50%;background:#fff;color:var(--brand-dark);
  font-size:10px;font-weight:900;line-height:1;
}
@media (max-width:640px){
  .hero h1{font-size:1.9rem}
  .hero{padding:44px 0 34px}
  .usp-list{gap:5px 10px;margin-bottom:24px}
  .usp-item{font-size:.78rem;white-space:normal}
}

/* ---------- Language marquee (kaksi vinottain risteävää nauhaa, "laina" eri kielillä) ---------- */
.lang-marquee-section{padding:8px 0 0;margin-bottom:-20px}
.lang-marquee-title{
  text-align:center;font-size:13.5px;font-weight:700;color:var(--muted);
  text-transform:uppercase;letter-spacing:.06em;margin:0 0 18px;
}
.lang-marquee{
  position:relative;overflow:hidden;padding:26px 0 0;
}
.lang-marquee-row{
  overflow:hidden;width:120%;margin-left:-10%;position:relative;
}
.lang-marquee-row--1{
  background:var(--plum);transform:rotate(-2.5deg);margin-bottom:-8px;z-index:2;
  box-shadow:0 4px 16px rgba(0,0,0,.15);
}
.lang-marquee-row--2{
  background:var(--brand);transform:rotate(2.5deg);z-index:1;
  box-shadow:0 4px 16px rgba(0,0,0,.15);
}
.lang-marquee-track{
  display:flex;width:max-content;flex-wrap:nowrap;
}
.lang-marquee-track--left{animation:lang-marquee-scroll-left 45s linear infinite}
.lang-marquee-track--right{animation:lang-marquee-scroll-right 45s linear infinite}
.lang-marquee-word{
  flex:0 0 auto;color:#fff;font-weight:800;font-size:1.1rem;white-space:nowrap;
  padding:10px 26px;position:relative;
}
.lang-marquee-word::after{
  content:'•';position:absolute;right:0;top:50%;transform:translateY(-50%);color:rgba(255,255,255,.35);
}
@keyframes lang-marquee-scroll-left{
  from{transform:translateX(0)}
  to{transform:translateX(-50%)}
}
@keyframes lang-marquee-scroll-right{
  from{transform:translateX(-50%)}
  to{transform:translateX(0)}
}
@media (prefers-reduced-motion:reduce){
  .lang-marquee-track{animation:none}
}
@media (max-width:640px){
  .lang-marquee-word{font-size:.9rem;padding:8px 16px}
  .lang-marquee{padding:20px 0 0}
}

/* Search-card (Booking-tyylinen kortti heron alla) */
.search-card{
  background:#fff;color:var(--ink);
  border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);
  padding:22px;
  max-width:760px;margin:0 auto;
  display:grid;grid-template-columns:1fr auto;gap:14px;align-items:center;
  text-align:left;
}
.search-card .field-label{font-size:12px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:4px}
.search-card .field-value{
  display:flex;align-items:center;gap:10px;font-size:17px;font-weight:700;cursor:pointer;
  width:100%;background:none;border:0;padding:0;font-family:inherit;color:inherit;text-align:left;
}
.search-card .field-value .flag{font-size:24px}
.btn-cta{
  background:var(--brand);color:#fff;border:0;border-radius:var(--radius-sm);
  padding:16px 26px;font-weight:800;font-size:15px;cursor:pointer;white-space:nowrap;
  transition:background .15s ease, transform .05s ease;
}
.btn-cta:hover{background:var(--brand-dark)}
.btn-cta:active{transform:translateY(1px)}
@media (max-width:600px){
  .search-card{grid-template-columns:1fr}
}

/* ---------- Popular countries grid (home) ---------- */
.section{padding:56px 0}
.section-title{font-size:1.6rem;font-weight:800;margin:0 0 6px;text-align:center;color:var(--plum)}
.section-sub{color:var(--muted);text-align:center;margin:0 0 32px;font-size:15px}

.country-grid{
  display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:14px;
}
.country-tile{
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-md);
  padding:16px;display:flex;align-items:center;gap:12px;
  box-shadow:var(--shadow-sm);transition:transform .15s ease, box-shadow .15s ease;
}
.country-tile:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);text-decoration:none}
.country-tile .flag{font-size:28px;line-height:1}
.country-tile .name{font-weight:800;color:var(--plum);font-size:15px}
.country-tile .sub{font-size:12.5px;color:var(--muted)}

.loan-type-grid{
  display:grid;grid-template-columns:repeat(auto-fill,minmax(130px,1fr));gap:12px;
}
.loan-type-tile{
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-md);
  padding:16px 10px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;
  text-align:center;color:inherit;box-shadow:var(--shadow-sm);
  transition:transform .15s ease, box-shadow .15s ease;
}
.loan-type-tile:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);text-decoration:none}
.loan-type-tile .icon{font-size:24px;line-height:1;display:flex;color:var(--brand)}
.loan-type-tile .icon img{width:24px;height:24px;display:block}

.collateral-free{margin-top:28px}
.collateral-free-heading{margin:0 0 10px;font-size:1.05rem;color:var(--plum)}
.collateral-free p{margin:0 0 12px;color:var(--text-muted,#555);font-size:14.5px;line-height:1.6}
.loan-type-tile .name{font-weight:700;color:var(--plum);font-size:13px}

.amount-grid{display:flex;flex-wrap:wrap;gap:10px}
.amount-chip{
  background:var(--brand-light);color:var(--brand-dark);border:1px solid rgba(0,132,128,.15);
  border-radius:999px;padding:8px 16px;font-weight:700;font-size:13.5px;white-space:nowrap;
}

.show-all-wrap{text-align:center;margin-top:28px}
.btn-outline{
  background:#fff;color:var(--brand);border:2px solid var(--brand);border-radius:999px;
  padding:12px 24px;font-weight:800;font-size:15px;cursor:pointer;
}
.btn-outline:hover{background:var(--brand);color:#fff}

/* ---------- Trust / features ---------- */
.features{background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.feature-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:26px}
.feature{text-align:center;padding:10px}
.feature .ico{
  width:52px;height:52px;border-radius:14px;background:var(--brand-light);color:var(--brand);
  display:flex;align-items:center;justify-content:center;font-size:24px;margin:0 auto 14px;
}
.feature .ico svg{width:26px;height:26px;display:block}
.feature h3{font-size:16px;margin:0 0 6px;color:var(--plum)}
.feature p{font-size:13.5px;color:var(--muted);margin:0}

.check-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:16px;
  margin:36px 0 0;
}
@media (max-width:720px){.check-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:420px){.check-grid{grid-template-columns:1fr}}
.check-item{
  display:flex;align-items:center;gap:12px;font-size:14.5px;font-weight:700;color:var(--plum);
  background:var(--brand-light);border:1px solid var(--border);border-radius:var(--radius-md);
  padding:14px 16px;
}
.check-item .tick{
  width:26px;height:26px;border-radius:50%;background:var(--brand);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;flex:0 0 auto;
}

/* ---------- Trust stats ---------- */
.trust-section{background:var(--bg-alt)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.trust-stat{
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-md);
  box-shadow:var(--shadow-sm);padding:24px 18px;text-align:center;
}
.trust-num{font-size:2.1rem;font-weight:800;color:var(--brand);line-height:1.1;margin-bottom:8px}
.trust-label{font-size:13.5px;color:var(--muted);font-weight:600}
@media (max-width:720px){.trust-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:480px){.trust-grid{grid-template-columns:1fr}}

.structure-stats-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;margin-top:28px}
@media (max-width:900px){.structure-stats-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:480px){.structure-stats-grid{grid-template-columns:repeat(2,1fr)}}

/* ---------- Authority block ---------- */
.authority-section .container{max-width:820px}
.authority-text{color:var(--muted);font-size:15px;line-height:1.7;text-align:center;margin:0}
.authority-subtitle{font-size:1.15rem;font-weight:800;color:var(--plum);text-align:center;margin:32px 0 16px}
.authority-list{
  color:var(--muted);font-size:15px;line-height:1.7;margin:0 auto;max-width:640px;
  padding-left:22px;display:grid;gap:10px;
}
.authority-list strong{color:var(--plum)}

/* ---------- Offer grid (country page) ---------- */
.grid{display:grid;grid-template-columns:1fr;gap:14px}
.offer-item{contain:layout paint style;content-visibility:auto;contain-intrinsic-size:260px}
.offer-hidden{display:none}

.offer-card{
  border:1px solid var(--border);border-radius:18px;padding:20px;background:#fff;
  box-shadow:var(--shadow-sm);display:flex;flex-direction:column;min-height:100%;
  transition:transform .15s ease, box-shadow .15s ease;
}
.offer-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.offer-card .top{display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:14px;margin-bottom:16px}
.offer-card .logo{width:120px;height:42px;object-fit:contain}
.offer-card .title-wrap{min-width:0;display:flex;flex-direction:column;gap:6px}
.offer-card .name{font-weight:800;font-size:17px;line-height:1.25;color:var(--plum);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.offer-card .badge{align-self:flex-start;font-size:12px;font-weight:700;padding:5px 12px;border-radius:999px;background:var(--brand-light);color:var(--brand);border:1px solid rgba(0,132,128,.15);line-height:1.3;max-width:100%}
.offer-card .cta{justify-self:end;white-space:nowrap;padding:14px 28px;border-radius:12px;text-decoration:none;font-weight:800;font-size:15px;border:0;background:var(--brand);color:#fff;transition:filter .15s ease, transform .05s ease}
.offer-card .cta:hover{filter:brightness(.93);text-decoration:none}
.offer-card .cta:active{transform:translateY(1px)}

.offer-card .meta{display:grid;grid-template-columns:repeat(auto-fit,minmax(110px,1fr));gap:10px;margin:0 0 12px;padding:14px;background:var(--bg-alt);border-radius:12px}
.offer-card .stat{display:flex;flex-direction:column;gap:3px;min-width:0}
.offer-card .stat-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.4px;color:var(--muted)}
.offer-card .stat-value{font-size:15px;font-weight:700;color:var(--plum)}
.offer-card .name,.offer-card .stat-value,.offer-card .badge{overflow-wrap:break-word;word-break:break-word}

.offer-card .loan-example{background:var(--brand-light);border-left:4px solid var(--brand);color:var(--ink);padding:12px 14px;border-radius:8px;font-size:12.5px;line-height:1.5;overflow-wrap:break-word;word-break:break-word}

@media (max-width:480px){
  .offer-card .top{grid-template-columns:auto 1fr;row-gap:10px}
  .offer-card .cta{grid-column:1 / -1;justify-self:stretch;text-align:center}
  .offer-card .logo{width:76px;height:34px}
  .offer-card .name{font-size:15px}
}

.show-more-wrap{display:flex;justify-content:center;margin:32px 0 10px}
.show-more-btn{background:#fff;color:var(--brand);border:2px solid var(--brand);border-radius:14px;padding:14px 28px;font-size:16px;font-weight:800;cursor:pointer;transition:background .15s ease,color .15s ease}
.show-more-btn:hover{background:var(--brand);color:#fff}

.example-box{background:#fff;border:1px solid var(--border);border-left:4px solid var(--brand);color:#333;padding:15px 20px;border-radius:10px;max-width:760px;margin:26px auto 0;font-size:.92rem}

.legal-banner{margin:18px 0}
.legal-banner img{display:block;width:100%;height:auto}

/* ---------- Euribor bar (eurozone country pages) ---------- */
.euribor-bar{background:var(--brand-light);color:var(--brand-dark);border-bottom:1px solid rgba(0,132,128,.15)}
.euribor-bar .container{padding:10px 20px;text-align:center;font-size:13.5px;font-weight:600}
.euribor-bar strong{font-weight:800}
.euribor-bar .eb-updated{color:var(--muted);font-weight:500;font-size:12.5px;margin-left:8px}
@media (max-width:560px){
  .euribor-bar .eb-updated{display:block;margin-left:0;margin-top:2px}
}

/* ---------- Country selector modal ---------- */
.cs-overlay{
  position:fixed;top:0;right:0;bottom:0;left:0;background:rgba(9,14,26,.55);
  display:none;align-items:flex-start;justify-content:center;
  padding:5vh 16px;z-index:10000;overflow-y:auto;
}
.cs-overlay.is-open{display:flex}
.cs-modal{
  width:min(920px,100%);background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);
  display:flex;flex-direction:column;max-height:90vh;overflow:hidden;
}
.cs-head{
  padding:20px 24px 16px;border-bottom:1px solid var(--border);position:relative;
  display:flex;align-items:center;justify-content:center;
}
.cs-head h2{margin:0;font-size:19px;font-weight:800;color:var(--plum)}
.cs-close{
  position:absolute;right:18px;top:16px;border:0;background:transparent;font-size:22px;
  cursor:pointer;color:var(--muted);line-height:1;padding:4px;
}
.cs-close:hover{color:var(--ink)}
.cs-search-wrap{padding:18px 24px 0}
.cs-search{
  width:100%;border:1px solid var(--border);background:var(--bg-alt);border-radius:12px;
  padding:14px 16px;font-size:15px;outline:none;
}
.cs-search:focus{border-color:var(--brand);background:#fff;box-shadow:0 0 0 3px rgba(0,132,128,.25)}
.cs-body{padding:16px 24px 20px;overflow-y:auto}
.cs-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:12px;
}
@media (max-width:720px){ .cs-grid{grid-template-columns:repeat(2,1fr)} }
@media (max-width:480px){ .cs-grid{grid-template-columns:1fr} }

.cs-tile{
  display:block;border:2px solid var(--border);border-radius:14px;padding:14px;position:relative;
  cursor:pointer;transition:border-color .12s ease, background .12s ease;
  background:#fff;color:inherit;text-decoration:none;
}
.cs-tile:hover{border-color:#a9dcd4;background:var(--brand-light);text-decoration:none}
.cs-tile.is-current{border-color:var(--brand);background:var(--brand-light)}
.cs-tile .top-row{display:flex;align-items:center;gap:9px;font-weight:800;font-size:14.5px;color:var(--plum)}
.cs-tile .flag{font-size:20px}
.cs-tile .lang{font-size:12.5px;color:var(--muted);margin-top:3px;margin-left:29px}
.cs-tile.is-hidden{display:none}
.cs-empty{display:none;text-align:center;color:var(--muted);padding:30px 0;font-size:14px}
.cs-empty.is-visible{display:block}

/* Inactive / upcoming markets — plain <details> dropdown, works without JS */
.cs-upcoming{margin-top:18px;border-top:1px solid var(--border);padding-top:14px}
.cs-upcoming summary{
  cursor:pointer;font-weight:700;font-size:13.5px;color:var(--muted);
  list-style:none;display:inline-flex;align-items:center;gap:6px;
}
.cs-upcoming summary::-webkit-details-marker{display:none}
.cs-upcoming summary:before{content:"▸";font-size:11px;color:var(--muted)}
.cs-upcoming[open] summary:before{content:"▾"}
.cs-upcoming summary:hover{color:var(--plum)}
.cs-upcoming-count{color:var(--muted);font-weight:600}
.cs-upcoming-list{
  display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:12px;
}
@media (max-width:720px){ .cs-upcoming-list{grid-template-columns:repeat(2,1fr)} }
@media (max-width:480px){ .cs-upcoming-list{grid-template-columns:1fr} }
.cs-tile-upcoming{background:var(--bg-alt);opacity:.75}
.cs-tile-upcoming:hover{opacity:1;background:var(--bg-alt);border-color:var(--border)}
.cs-tile-upcoming .top-row{color:var(--muted)}

/* ---------- Explainer / how it works ---------- */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px}
.step{background:#fff;border:1px solid var(--border);border-radius:var(--radius-md);padding:22px}
.step .num{
  width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;
  display:flex;align-items:center;justify-content:center;margin-bottom:12px;font-size:14px;
}
.step h3{font-size:16px;margin:0 0 6px;color:var(--plum)}
.step p{font-size:13.5px;color:var(--muted);margin:0}

/* ---------- Reviews widget (Trustindex) ---------- */
.reviews-widget{min-height:40px}

/* ---------- Our Global Reach ---------- */
.reach-page{padding-top:36px}
.reach-region-title{
  font-size:1.5rem;font-weight:800;color:var(--plum);margin:44px 0 4px;
  padding-bottom:10px;border-bottom:2px solid var(--brand);
}
.reach-region-title:first-child{margin-top:0}
.reach-subregion-title{
  font-size:.8rem;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;
  margin:22px 0 10px;
}
.reach-list{display:flex;flex-direction:column;gap:10px}

.reach-filter{
  display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:700;color:var(--ink);
  margin-bottom:8px;cursor:pointer;user-select:none;
}
.reach-filter input{width:16px;height:16px;accent-color:var(--brand);cursor:pointer}

.reach-region.is-hidden,.reach-subregion.is-hidden,.reach-row.is-hidden{display:none}

.reach-row{
  display:grid;grid-template-columns:auto minmax(140px,1.4fr) auto 2fr auto;align-items:center;gap:18px;
  border:1px solid var(--border);border-radius:var(--radius-md);padding:14px 18px;
  background:#fff;color:inherit;text-decoration:none;
  transition:transform .15s ease, box-shadow .15s ease;
}
.reach-row.is-active{background:#fff}
.reach-row.is-inactive{background:var(--bg-alt)}
.reach-row:hover{transform:translateY(-1px);box-shadow:var(--shadow-sm);text-decoration:none}

.reach-flag{font-size:26px;line-height:1;display:flex}
.reach-name{display:flex;flex-direction:column;gap:2px;min-width:0}
.reach-name .name{font-weight:800;color:var(--plum);font-size:15px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.reach-name .native{font-size:12px;color:var(--muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

.reach-status{
  justify-self:start;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;
  border-radius:999px;padding:5px 10px;white-space:nowrap;
}
.reach-status--inactive{color:var(--muted);background:#e9ecef}
.reach-status--active{color:var(--brand);background:var(--brand-light);border:1px solid rgba(0,132,128,.15)}

.reach-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:8px 16px}
.reach-meta div{display:flex;flex-direction:column;gap:1px;min-width:0}
.reach-meta span{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.03em}
.reach-meta strong{font-size:13.5px;color:var(--ink);font-weight:700;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

.reach-offers{
  justify-self:end;text-align:right;display:flex;flex-direction:column;align-items:flex-end;gap:0;white-space:nowrap;
}
.reach-offers strong{font-size:20px;font-weight:900;color:var(--brand)}
.reach-row.is-inactive .reach-offers strong{color:var(--muted)}
.reach-offers span{font-size:11px;color:var(--muted)}
.reach-offers--external strong{font-size:18px}

@media (max-width:900px){
  .reach-row{grid-template-columns:auto 1fr auto;grid-template-areas:"flag name status" "meta meta meta" "offers offers offers";row-gap:10px}
  .reach-flag{grid-area:flag}
  .reach-name{grid-area:name}
  .reach-status{grid-area:status}
  .reach-meta{grid-area:meta;grid-template-columns:repeat(3,1fr)}
  .reach-offers{grid-area:offers;flex-direction:row;justify-content:space-between;align-items:baseline}
}
@media (max-width:560px){
  .reach-meta{grid-template-columns:1fr 1fr}
}

/* ---------- Footer ---------- */
.site-footer{background:var(--bg-alt);color:var(--muted);padding:26px 0 26px;margin-top:20px;border-top:1px solid var(--border)}
.site-footer a{color:var(--ink)}
.site-footer a:hover{color:var(--brand)}

.footer-legal-bar{
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px 32px;
  padding-bottom:18px;margin-bottom:20px;border-bottom:1px solid var(--border);
}
.footer-legal-logo{height:30px;width:auto;display:block;flex:0 0 auto}
.footer-legal-links{display:flex;flex-wrap:wrap;align-items:center;justify-content:flex-end;gap:8px 24px;font-size:13.5px;margin-left:auto}
.footer-legal-links a{color:var(--ink);font-weight:600}
.footer-legal-links a:hover{color:var(--brand)}
@media (max-width:640px){
  .footer-legal-bar{flex-direction:column;align-items:flex-start;gap:14px}
  .footer-legal-logo{height:22px}
  .footer-legal-links{justify-content:flex-start;margin-left:0;gap:8px 16px;font-size:13px}
}

.site-footer h4{color:var(--plum);font-size:14px;margin:0 0 12px}
.site-footer .legal{font-size:12px;line-height:1.6;color:var(--muted);border-top:1px solid var(--border);padding-top:20px}

.site-footer .legal-tabs{border-top:1px solid var(--border);padding-top:2px;margin-top:20px}
.site-footer .legal-tab-bar{display:flex;flex-wrap:wrap}
.site-footer .legal-tab-btn{
  background:none;border:none;border-right:1px solid var(--border);cursor:pointer;
  font-size:13px;font-weight:700;color:var(--ink);padding:10px 14px;white-space:nowrap;
  font-family:inherit;
}
.site-footer .legal-tab-btn:last-child{border-right:none}
.site-footer .legal-tab-btn:hover{color:var(--brand)}
.site-footer .legal-tab-btn.is-active{color:var(--brand)}
.site-footer .legal-tab-panel{border-top:none;padding:0 14px 14px}
/* No-JS fallback: kaikki paneelit näkyvät pinottuna, jos data-legal-tabs ei saa is-tabbed-luokkaa */
.site-footer .legal-tabs.is-tabbed .legal-tab-panel{display:none}
.site-footer .legal-tabs.is-tabbed .legal-tab-panel.is-active{display:block;padding-top:12px}
@media (max-width:720px){
  .site-footer .legal-tab-btn{white-space:normal;padding:8px 10px;border-right:none}
}

.footer-badges{
  display:flex;flex-wrap:wrap;align-items:center;gap:24px;
  margin-top:20px;padding-top:20px;border-top:1px solid var(--border);
}
.footer-badges img{display:block;height:auto;opacity:.9}
.footer-badges a:hover img{opacity:1}

/* ---------- Footer: country profile + international sites ---------- */
.footer-intl{
  display:grid;grid-template-columns:280px 1fr;gap:30px;
  margin-bottom:28px;
}
.footer-intl--full{grid-template-columns:1fr}
@media (max-width:820px){
  .footer-intl{grid-template-columns:1fr}
}

.country-profile-box{
  background:#eef1f4;border:1px solid var(--border);border-radius:var(--radius-md);
  padding:18px 20px;align-self:start;
}
.cp-head{display:flex;align-items:center;gap:9px;margin-bottom:12px}
.cp-head .flag{font-size:20px;line-height:1;display:inline-flex}
.cp-brand{font-weight:800;color:var(--plum);font-size:15px}
.cp-address{margin:0 0 12px;color:var(--muted);font-size:12.5px;line-height:1.5}
.country-profile-box h4{margin:0 0 14px;padding-top:12px;border-top:1px solid var(--border)}
.cp-facts{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:13px}
.cp-facts li{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.cp-facts li span{color:var(--muted)}
.cp-facts li strong{color:var(--ink);font-weight:700;text-align:right}

.intl-sites h4{margin-bottom:14px}
.intl-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px 20px;font-size:13px}
@media (max-width:820px){.intl-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:560px){.intl-grid{grid-template-columns:repeat(2,1fr)}}
.intl-grid a{color:var(--muted);font-size:13px}
.intl-grid a:hover{color:var(--brand)}

.footer-bottom{
  display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;
  margin-top:20px;padding-top:20px;border-top:1px solid var(--border);
}
.footer-copy{font-size:12px;line-height:1.7;color:var(--muted)}
.footer-social{display:flex;align-items:center;gap:12px}
.footer-social a{
  display:flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;
  background:#fff;border:1px solid var(--border);color:var(--muted);
  transition:color .15s ease, border-color .15s ease;
}
.footer-social a:hover{color:var(--brand);border-color:var(--brand);text-decoration:none}
@media (max-width:560px){
  .footer-bottom{flex-direction:column;align-items:flex-start}
}

/* ---------- Loan calculator ---------- */
.calc-card{
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-sm);padding:28px;
  display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start;
}
@media (max-width:860px){
  .calc-card{grid-template-columns:1fr;padding:22px 18px}
}

.calc-inputs{display:grid;gap:22px}
.calc-field-head{display:flex;align-items:baseline;justify-content:space-between;gap:10px;margin-bottom:8px}
.calc-field-head label{font-size:13.5px;font-weight:700;color:var(--plum)}
.calc-field-value{font-size:16px;font-weight:800;color:var(--brand)}

.calc-head-input{display:flex;align-items:center;gap:4px;font-weight:800;color:var(--brand);font-size:16px}
.calc-head-input input{
  border:0;background:transparent;width:100px;text-align:right;
  font:inherit;color:inherit;padding:0;
}
.calc-head-input input:focus{outline:none;text-decoration:underline}
.calc-head-input .calc-currency{white-space:nowrap}

.calc-range{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:999px;
  background:var(--border);outline:none;margin:0;cursor:pointer;
}
.calc-range::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;
  background:var(--brand);border:3px solid #fff;box-shadow:0 0 0 1px rgba(0,132,128,.35);cursor:pointer;
}
.calc-range::-moz-range-thumb{
  width:20px;height:20px;border-radius:50%;background:var(--brand);border:3px solid #fff;
  box-shadow:0 0 0 1px rgba(0,132,128,.35);cursor:pointer;
}

.calc-term-row{display:grid;grid-template-columns:1fr auto;gap:10px}
.calc-input,
.calc-term-row input,
.calc-term-row select{
  border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg-alt);
  padding:11px 12px;font-size:14.5px;font-weight:700;color:var(--ink);width:100%;
}
.calc-term-row select{cursor:pointer}
.calc-input:focus,
.calc-term-row input:focus,
.calc-term-row select:focus{outline:2px solid var(--brand);outline-offset:1px}

.calc-field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:480px){
  .calc-field-row{grid-template-columns:1fr}
}
.calc-input-suffix,.calc-input-prefix{
  display:flex;align-items:center;border:1px solid var(--border);border-radius:var(--radius-sm);
  background:var(--bg-alt);overflow:hidden;
}
.calc-input-suffix input,.calc-input-prefix input{
  border:0;background:transparent;padding:11px 10px;font-size:14.5px;font-weight:700;color:var(--ink);
  width:100%;min-width:0;
}
.calc-input-suffix input:focus,.calc-input-prefix input:focus{outline:none}
.calc-input-suffix span,.calc-input-prefix span{
  padding:0 12px;color:var(--muted);font-weight:700;font-size:13.5px;white-space:nowrap;
}

.calc-results{display:grid;gap:22px;justify-items:center}
.calc-donut-wrap{position:relative;width:190px;height:190px}
.calc-donut{width:100%;height:100%;transform:rotate(-90deg)}
.calc-donut-track{fill:none;stroke:var(--border);stroke-width:14}
.calc-donut-seg{fill:none;stroke-width:14;stroke-linecap:butt;transition:stroke-dasharray .15s ease}
.calc-donut-seg--principal{stroke:var(--brand)}
.calc-donut-seg--interest{stroke:var(--accent-1)}
.calc-donut-center{
  position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;
  text-align:center;padding:0 14px;
}
.calc-donut-figure{font-size:1.3rem;font-weight:900;color:var(--plum);line-height:1.15}
.calc-donut-label{font-size:11px;color:var(--muted);font-weight:600;margin-top:4px;line-height:1.3}

.calc-apr-badge{
  display:flex;flex-direction:column;align-items:center;gap:2px;text-align:center;
  padding:10px 20px;border-radius:14px;background:var(--brand-light);color:var(--brand-dark);
  transition:background .15s ease,color .15s ease;
}
.calc-apr-figure{font-size:1.15rem;font-weight:900}
.calc-apr-caption{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.03em}
.calc-apr-warning-label{display:block;font-size:11.5px;text-transform:none;letter-spacing:0;font-weight:800;margin-top:2px}
.calc-apr-badge--warn{background:var(--warn-bg);color:var(--warn-text)}
.calc-apr-badge--danger{background:var(--danger-bg);color:var(--danger-text)}

.calc-legend{list-style:none;display:flex;gap:18px;margin:0;padding:0}
.calc-legend li{display:flex;align-items:center;gap:7px;font-size:13px;font-weight:700;color:var(--ink)}
.calc-legend .dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.calc-legend .dot--principal{background:var(--brand)}
.calc-legend .dot--interest{background:var(--accent-1)}

.calc-summary{display:grid;gap:10px;width:100%;margin:0}
.calc-summary > div{
  display:flex;justify-content:space-between;align-items:baseline;gap:10px;
  padding:11px 14px;border-radius:12px;background:var(--bg-alt);
}
.calc-summary dt{font-size:13px;color:var(--muted);font-weight:600}
.calc-summary dd{margin:0;font-size:14.5px;font-weight:800;color:var(--plum);white-space:nowrap}

.calc-disclaimer{font-size:12px;color:var(--muted);max-width:760px;margin:18px auto 0;text-align:center;line-height:1.5}

/* ---------- Our Structure (regional network) ---------- */
.structure-section{padding-top:8px}

.structure-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:20px;
}
.structure-card{
  grid-column:span 1;
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);
  padding:22px 24px 24px;box-shadow:var(--shadow-sm);
}
.structure-card--wide{grid-column:span 2}
.structure-card--full{grid-column:1/-1}

.structure-card--hq{margin-bottom:20px}
.structure-hq-facts{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px 32px}
.structure-hq-facts li{display:flex;flex-direction:column;gap:2px}
.structure-hq-facts span{font-size:12px;color:var(--muted)}
.structure-hq-facts strong{font-size:14px;color:var(--ink);font-weight:700}
.structure-hq-facts a{color:inherit}

.structure-card-head{margin-bottom:16px}
.structure-card-title{
  margin:0;font-size:20px;font-weight:800;color:var(--plum);letter-spacing:.01em;
}
.structure-card-sub{margin:2px 0 0;font-size:13px;color:var(--muted)}

.structure-subgrid{
  display:grid;grid-template-columns:repeat(2,1fr);gap:16px 24px;
}

.structure-group + .structure-group{margin-top:16px}
.structure-subgrid .structure-group{margin-top:0}

.structure-group-head{
  display:flex;align-items:baseline;justify-content:space-between;gap:8px;
  padding-bottom:8px;margin-bottom:10px;border-bottom:1px solid var(--border);
}
.structure-group-label{font-weight:700;font-size:13.5px;color:var(--ink)}
.structure-group-count{font-size:12px;color:var(--muted);text-align:right}

.structure-flags{display:flex;flex-wrap:wrap;gap:8px}
.structure-flag{display:inline-flex;border-radius:5px;box-shadow:0 0 0 1px rgba(0,0,0,.05);transition:transform .12s ease}
.structure-flag:hover{transform:scale(1.15)}
.structure-flag--upcoming{opacity:.32}
.structure-flag--home{box-shadow:0 0 0 2px var(--brand)}

@media (max-width:900px){
  .structure-grid{grid-template-columns:1fr 1fr}
  .structure-card--wide{grid-column:span 2}
  .structure-subgrid{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .structure-grid{grid-template-columns:1fr}
  .structure-card--wide{grid-column:span 1}
  .structure-subgrid{grid-template-columns:1fr}
}

/* ---------- Careers page ---------- */
.careers-filters{
  display:flex;flex-wrap:wrap;align-items:end;gap:14px;
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-sm);padding:20px;margin-bottom:28px;
}
.careers-filter-field{display:flex;flex-direction:column;gap:6px;flex:1;min-width:180px}
.careers-filter-field .field-label{font-size:12px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.careers-filters select{
  border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg-alt);
  padding:11px 12px;font-size:14.5px;font-weight:700;color:var(--ink);cursor:pointer;width:100%;
}
.careers-filters select:focus{outline:2px solid var(--brand);outline-offset:1px}
.careers-filters .btn-cta{flex-shrink:0}
@media (max-width:600px){
  .careers-filters{flex-direction:column;align-items:stretch}
}

.careers-results-count{font-size:13px;font-weight:700;color:var(--muted);margin:0 0 14px}

.job-card{
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-sm);padding:24px;
  display:flex;flex-direction:column;gap:16px;
}
.job-card-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px}
.job-card-title-wrap{display:flex;flex-direction:column;gap:6px}
.job-card-title{font-weight:800;font-size:18px;color:var(--plum)}
.job-card-badge{
  align-self:flex-start;font-size:12px;font-weight:700;padding:5px 12px;border-radius:999px;
  background:var(--brand-light);color:var(--brand);border:1px solid rgba(0,132,128,.15);
}
.job-card .cta{
  white-space:nowrap;padding:14px 28px;border-radius:12px;text-decoration:none;font-weight:800;
  font-size:15px;border:0;background:var(--brand);color:#fff;transition:filter .15s ease, transform .05s ease;
}
.job-card .cta:hover{filter:brightness(.93);text-decoration:none}
.job-card .cta:active{transform:translateY(1px)}
.job-card-meta{display:grid;grid-template-columns:repeat(auto-fit,minmax(110px,1fr));gap:10px;padding:14px;background:var(--bg-alt);border-radius:12px}
.job-card-stat{display:flex;flex-direction:column;gap:3px}
.job-card-stat-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.4px;color:var(--muted)}
.job-card-stat-value{font-size:15px;font-weight:700;color:var(--plum)}
.job-card-desc{margin:0;color:var(--muted);font-size:14.5px;line-height:1.6}

.careers-focus-chips{justify-content:center}

/* ---------- Investor calendar ---------- */
.ir-calendar{width:100%;border-collapse:collapse}
.ir-calendar td{padding:13px 0;border-bottom:1px solid var(--border);font-size:14.5px;color:var(--ink);vertical-align:baseline}
.ir-calendar tr:last-child td{border-bottom:0}
.ir-calendar .ir-date{font-weight:700;color:var(--plum);white-space:nowrap;padding-right:28px;width:1%}
@media (max-width:480px){
  .ir-calendar tr{display:flex;flex-direction:column}
  .ir-calendar td{padding:2px 0}
  .ir-calendar .ir-date{padding-right:0}
  .ir-calendar tr td:last-child{padding-bottom:13px;border-bottom:1px solid var(--border)}
  .ir-calendar tr:last-child td:last-child{border-bottom:0}
}